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Apr 7, 2025
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Xtra Depth: Ruidoso citizens scramble for insurance coverage for forecasted floods & mudslides after wildfires trigger


Xtra Depth: Ruidoso citizens scramble for insurance coverage for forecasted floods & mudslides after wildfires trigger


Ruidoso, NM (BNN)-- The roadway to recovery for individuals who have actually lost their homes in the wildfires in Ruidoso and the surrounding area will take months, if not years.

Insurance coverage claims are already in movement, however, property owners whose homes did make it through the wildfire still have more worries: mudslides and flash flooding.

As we've documented in other BNN stories, the rivers and arroyos in the location -in- and -near- Ruidoso are black from all of the ashes that are coming downstream from the wildfires.

The chances of flooding have increased drastically without the evergreen and plant life that assist absorb water from the rain.

As audiences were able to see HERE, in this video, ABC-7's Paul Cicala show you how "mucky" the water in the river alongside Ruidoso's primary strip is, as a result of the debris from the wildfires.

The Ruidoso Village Facebook page is warning that many National Flood Insurance Program Policy holders will need to wait 30 days after using and paying their premium for coverage to end up being efficient.

The page discusses one exception (referred to as the "Post-Wildfire Exception.").

It will "retroactively reduce the waiting duration for the initial purchase of a flood insurance coverage to one day if certain conditions are met.".

ABC-7's Paul Cicala caught up in Ruidoso with a spokesperson for State Farm, who also explained "what's next" for homeowners who've lost their homes or personal belongings as a result of the wilfires.

" We're in the process now of having our claim representatives go out there to help our customers. We presently have near 400 claims that have been reported so far from the fire," said Dave Phillips, a representative for State Farm, "More than half are overall losses, which indicates they are entirely burnt to the crowd, so what we're doing now is reaching these policy holders ... and sorting the procedure of appointing the claim representative to have a look at dealing with, to work with their representative to get things such as extra living costs, which will supply momentary real estate and short-term lodging as you continue to begin the claim and adjust procedure to get construct back to where you were before the fire.".

ABC-7's Paul Cicala remained in the Ruidoso area covering the wildfires on Thursday through Tuesday, and you can discover the extensive stories he did along with photographers Jerry Najera & & Miguel Favela from that region at: https://kvia.com/category/news/ruidoso-wildfires/.

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Elwood Hill
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Elwood Hill

Elwood Hill is an award-winning journalist with more than 18 years' of experience in the industry. Throughout his career, John has worked on a variety of different stories and assignments including national politics, local sports, and international business news. Elwood graduated from Northwestern University with a degree in journalism and immediately began working for Breaking Now News as lead journalist.

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